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These are the top causes of teenage car crashes

Teenagers are just learning to drive, and for some, this means making mistakes that cause accidents. The reasons often vary from vary from being distracted to speeding or simply not recognizing a dangerous situation on the road. If a teen strikes your vehicle, it's important to know that you do still have the right to pursue a claim. This driver was younger than you, but that doesn't mean he or she should not have to take responsibility.

Three critical errors play a role in crashes

Three of the most critical errors that take place include not scanning for hazards, going too fast for the conditions of the road and distractions. For example, when a teen is looking away at a cellphone, he or she is not looking at the road, not scanning the surrounding area for hazards and is putting others at risk of being hit. When a teen speeds, he or she may not have time to slow down or stop in an emergency situation. He or she may take a curve too quickly, forcing his or her vehicle into the oncoming lane.

Distractions are a primary factor in many collisions. It's estimated that distractions cause around 58 percent of collisions that involve those between the ages of 16 and 19.

Distractions aren't just digital

Even talking on the phone or with another passenger in a vehicle is distracting. For instance, if a teen is driving with a parent and gets into an argument, he or she may stop paying attention to the road to focus more on the conversation. This is a dangerous situation to be in, since the teen and parent are putting themselves and others at risk of a crash. A teen who looks away for only a second or two could quickly approach stopping traffic and be unable to stop, or he or she could fail to navigate a turn.

Inexperience is the most significant factor

Teen drivers have a higher risk of being involved in crashes than those with more experience. Teens most often cause left-turn accidents, run their vehicles off the road or cause rear-end collisions. A good example of when a teen could cause a rear-end collision is if he or she is using a smartphone when approaching an intersection. The light may have been green the last time the teen looked up, but seconds later, it's yellow and the car in front may have come to a stop.

If you're impacted by a teen who is distracted or who commits these critical errors, you're not alone. You have a right to pursue a claim against the auto insurance company covering the young driver or the family.

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