Blog / Personal Injury

DO I NEED A PERSONAL INJURY LAWYER?

After an auto accident or workplace injury, you may be left with questions about your right to compensation. There are many misconceptions about personal injury cases and how to pursue them. One of the most prominent questions individuals have is if they need to hire a lawyer or pursue the claim on their own.

BENEFITS OF HIRING A PERSONAL INJURY LAWYER

While many individuals have filed insurance claims, not everyone has the skills and experience to protect their legal rights after an accident. Personal injury attorneys have expertise in a number of areas of the law and will guide you through the legal claims process. This includes filing all necessary paperwork, meeting legal deadlines, and making an effort to help you receive the compensation you deserve.

WONDERING IF YOU NEED A LAWYER? ASK YOURSELF:

HAVE YOU SUFFERED SEVERE INJURIES?

One of the biggest factors in determining if you should hire a lawyer is what injuries you suffered. Your injuries influence the cost of your medical bills, time away from work, and the amount of compensation you may receive.

For example, if you were involved in an accident and received minor injuries, filing a claim through your insurance company (or the other person’s) will often be enough to cover your medical expenses and the costs to repair your car.

ARE YOU RECEIVING THE MAXIMUM AMOUNT AVAILABLE?

An insurance policy will only pay out to its policy limits. So if the policy limit is $150,000 and you are receiving $150,000, it may not be worth taking additional legal action to pursue a higher amount.

HOW HIGH ARE YOUR MEDICAL COSTS?

After an accident, your medical costs are often the biggest hurdle you face. In no-fault states like New York, you do not have to prove to your insurance company that an accident was not your fault before receiving compensation.

As mentioned above, if your injuries were minor, you may not need a lawyer to help you navigate receiving payment for your medical expenses. However, if you did suffer severe injuries and had to undergo extensive medical care, you can sue the other driver/party for compensation.

TIMES WHEN AN ATTORNEY MAY BE NECESSARY

MULTIPLE PARTIES WERE INVOLVED IN THE ACCIDENT

You’ve heard the term “too many cooks in the kitchen,” and the same idea applies to personal injury cases. When multiple parties are involved in an auto accident, it can complicate things with the insurance companies, especially when liability is not clear. If multiple parties are involved, it may lessen the amount of settlement money you can receive, especially if you are deemed liable.

YOU HAVE SUFFERED LONG-TERM INJURIES OR PERMANENT DISABILITY

If your accident resulted in you needing long-term care or with permanent disabilities, it is crucial to contact a lawyer. An experienced attorney will help you determine how your injuries are affecting your life and future income. While your insurance company may offer a settlement amount, it may be in your best interest to pursue further forms of compensation for your losses and injuries.

THE INSURANCE COMPANY REFUSING TO PAY

In some cases, an insurance company will refuse to make a settlement offer. If your insurance company (or that of other parties involved in your accident) is refusing to pay, it is important to seek legal counsel. Your attorney will work to help you receive the recovery you deserve after an accident.

Chiariello & Chiariello is a law firm based in Glen Cove, NY. Have questions about personal injury claims and cases? Give us a call at (516) 360-2869 today!

Posted in:

Related Posts

When Is a Property Owner Liable for Personal Injury on Their Premises?

In Glen Cove, NY, a property owner can certainly be held liable under premises liability law if they fail to exercise reasonable care and someone gets hurt. It can get complicated, however, so talk to a personal injury lawyer quickly to find out where you stand and what all your options are for compensation. more Property Owners and Managers and Their Liability To hold a property owner liable in a premises liability personal injury claim, the injured person has to prove the four elements of negligence: Duty of care Breach of duty Causation Damages 1. Duty of Care You, as the injured person, must show that the property owner had a duty to keep the property safe. While this duty is assumed under the law, the real trick here sometimes is showing who had this duty. In some cases, it may be the owner of the property, but in other cases, it could be a store manager, a tenant, a property management company, or several entities. 2. Breach of Duty Here you have to show that the person who had the duty of care failed to fulfill it. Your lawyer will help you prove that the property owner created a dangerous condition, knew about a dangerous condition, or should reasonably have known about it (such as through inspections or reports) and didn't fix it or warn you. 3. Causation Causation is where you prove that it was specifically a breach of duty that caused your accident. In other words, it is not enough that there was an accident: you have to be able to show that, but for the property owner's breach of the duty of care, the accident would not have happened or would not have been nearly so serious. 4. Damages This is where you prove precisely what losses you have incurred due to the accident. You usually prove this with medical bills, witness testimony, etc. How Your Status Affects the Duty New York law looks at whether a person had the right to be on a property or not. If someone was specifically invited onto a property, the owner has a duty towards them. Trespassers are owed no duty of care unless the property owner knew the trespasser was there and did not tell them to leave (in which case, they essentially transformed the person from a trespasser into a guest), or if the property has what is known as an "attractive nuisance." An attractive nuisance is something to which a child could be expected to be attracted, meaning they might trespass without really understanding what they're doing or why it's dangerous. Swimming pools are the most common attractive nuisances. Call a Personal Injury Lawyer If you've been injured on someone's property, call a lawyer as soon as possible so you can find out what your options are and the best next steps legally to secure your rights. Talk to Chiariello & Chiariello, Attorneys at Law today in Glen Cove to get a free consultation on your case.

Personal Injury? Small Firm vs. Big Firm

Choosing a Small Personal Injury Firm over a Megafirm in Long Island, NY When you're seeking legal representation for a personal injury claim in Long Island, NY, it's important to consider your options. Whether you're needing an attorney for a car accident, premises liability claim, or construction accident, the firm you choose can significantly impact your experience and your outcome. We want to give you an honest look at small firms vs. megafirms to help you make an informed and confident decision when choosing the personal injury attorney to represent you in Nassau County. While large law firms often boast extensive resources and a high-profile presence, smaller law firms offer distinct advantages that can be crucial in personal injury cases. Here, we explore the downsides of large law firms and the benefits of choosing a smaller law firm that has deep roots and expertise in the local community like Chiariello & Chiariello. more What Are The Downsides to Large Law Firms? Impersonal Service: At larger law firms, clients often find themselves feeling like just another case number due to the high volume of cases the firm handles. This can lead to a lack of personal attention and communication, which is vital in personal injury cases where clients need reassurance and clear guidance through complex legal processes. Limited Accessibility: In large firms, it can be challenging to get direct access to the attorney handling your case. Clients of megafirms often find themselves dealing with assistants or junior lawyers instead of the experienced attorney they thought they hired, leading to frustrations and delays in getting the answers they need. Cookie-Cutter Approach: Big law firms may apply a one-size-fits-all approach to handling cases to maximize efficiency. This can result in a strategy that isn’t tailored to the specific details of your personal injury claim, potentially affecting the settlement or verdict. What Are Benefits of Hiring a Small Law Firm? Personalized Attention: Small law firms like Chiariello & Chiariello pride themselves on providing personalized service to each client. You’re not just a case number; your attorney knows you and your case thoroughly and is committed to do what it takes to get you the just and rightful compensation you deserve. Direct Access to Experienced Attorneys: Small firms ensure that you have direct access to experienced attorneys who are readily available to answer your questions and update you on the status of your case. This accessibility fosters a stronger attorney-client relationship and ensures that your case is handled with the attention it deserves. Dedicated Advocacy: Attorneys at smaller firms are often more invested in their cases and are not looking to just "turn and burn" through their caseload. They take the time to build a compelling case and represent your best interests fiercely, often leading to better outcomes. Transparency: One of the standout benefits of working with a small law firm like Chiariello & Chiariello is the transparency throughout the legal process. Clients receive straightforward, honest communication about the status of their cases, the realistic outcomes, and the legal strategies employed. This open dialogue ensures that clients are never left in the dark, allowing for a clear understanding of their legal journey. Small firms often prioritize maintaining open lines of communication, ensuring that clients feel fully informed and confident in the decisions made on their behalf. Locally Own ed = A Local Understanding: Chiariello & Chiariello is not just a law firm; it's a locally owned, family-run practice that has been proudly serving the Nassau County community for over 50 years. This deep-rooted presence has cultivated a profound understanding of the local legal climate, which provides an advantage in handling personal injury cases with a familiarity that larger, non-local firms simply cannot match. Our firm’s longstanding community ties mean that we are not only familiar with the legal landscape but are also deeply invested in the welfare and success of our clients. We bring a personalized and caring approach to each case, driven by our commitment to the community we have been part of for decades. Comparison Table: Small vs. Large Personal Injury Law Firms Feature Small Law Firm Large Law Firm Personalized Service High; clients receive personalized attention from experienced attorneys. Low; clients may feel like just another case number. Accessibility High; direct access to the attorney handling your case. Variable; often limited to assistants or junior staff. Case Handling Tailored approach; strategies crafted specifically for each case. Standardized approach; often a one-size-fits-all strategy. Client Care High; genuine care for clients, not focused on volume. Lower; focus on efficiency may overshadow individual client care. Outcome Often better, as cases are handled with thorough attention and dedication. May vary; efficiency focus can lead to less favorable outcomes. Choosing the right law firm for your personal injury case is a crucial decision that can significantly affect the outcome of your claim. At Chiariello & Chiariello, we believe in offering the personalized attention and dedicated advocacy that only a small firm can provide. If you're looking for legal representation that truly cares about your recovery and rights, consider the unique benefits a small law firm can offer. If you're interested in learning more, we offer free injury consultations, so give our attorneys a call at 516-360-2869 or click here to contact us online today.

The "Serious Injury" Requirement

A lot of people are likely unaware that in order to bring a lawsuit for injuries, pain and suffering arising out of an automobile accident, New York law requires you to prove that you sustained a “serious injury”. A “serious injury” is defined as: Death; Dismemberment; Significant disfigurement; Fracture; Loss of a fetus; Permanent loss of use of a body organ, member, function or system; Permanent consequential limitation of use of a body organ or member; Significant limitation of use of a body function or system; Medically determined injury or impairment of a non-permanent nature which prevents the injured person from performing substantially all of the material acts which constitute such person's usual and customary daily activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment. Based upon these categories, minor injuries such as bruises, strains and sprains generally do not qualify as serious injuries under the law but you should always speak with an attorney to ensure you get appropriate information and guidance. Often what appears to be a simple strain turns into something more serious with further testing so you should call Chiariello & Chiariello promptly to discuss your situation. Drive carefully!